Ico Santiago
Health and Medical Insurance

Health/Medical Insurance

Skip the waiting lists and get treated faster.

New Zealand's public health system is world-class for emergencies, but for "elective" (non-urgent) surgeries and specialist consultations, the waiting lists can be incredibly long—sometimes years. During that wait, your health can deteriorate and you may be unable to work or enjoy life. Private Health and Medical Insurance allows you to bypass these queues and access private hospitals and specialists immediately.

Beyond just speed, private health insurance provides access to "Non-PHARMAC" drugs—expensive, life-saving medicines and treatments that the government does not subsidize. For a family, this means your children can see a specialist in days rather than months. For a professional, it means getting that knee or back surgery done now so you can get back to work sooner. I help you navigate the various providers in New Zealand to find a plan that covers the essentials while fitting your family's budget, ensuring you get the best possible care, at the right time, in the right place.

Benefits available with Health/Medical Insurance are as follows:
  • No annual limit on the amount you can claim for surgeries under the surgery benefit.
  • Includes $500,000 extensive cancer cover for every stage: from diagnosis to treatment and recovery.
  • Children can be added to the policy at any time, and during their first three months of their life there is no underwriting required.
  • Worldwide treatment options available to cover costs of treatment overseas.
Conditions and limitations apply.

Lets have a talk!

Your health is your wealth. Let's make sure you and your family have immediate access to the best private medical care in New Zealand.