Your ability to earn an income is likely your greatest financial asset. If you were unable to work for an extended period due to illness or injury, how long could you sustain your current lifestyle? Income Protection provides you with a monthly payment—typically up to 75% of your gross income—if you are disabled and unable to work.
This regular payment ensures that your mortgage, groceries, utilities, and education costs are covered while you focus on recovery. Unlike ACC, which only covers accidents, Income Protection covers you for both accidents and illnesses (such as mental health conditions or severe back issues) that keep you out of the workforce. I will help you structure your waiting periods and benefit periods to match your emergency savings and long-term goals.
Don't leave your financial stability to chance. Let's discuss a plan that ensures your paycheck continues even when you can't work.
